About Scottish Widows Insurance

Scottish Widows has been working since March 1812 to help widows, sisters and other females in planning their financial futures and was founded as Scotland's first mutual life office in 1815. Scottish Widows Insurance was located at Chambers Street in Edinburgh by its first manager, William Wotherspoon.

Now Scottish Widows is a part of the Lloyds TSB Group, with well-established multi-channel sales like direct sales, Internet sales, independent financial advisers, direct marketing. Scottish Widows Insurance products are home insurance and life insurance.

Home Insurance:

Scottish Widows home Insurance offer buildings and contents insurance underwritten by Lloyds TSB General Insurance Ltd at a competitive price. Scottish Home insurance offers quick, flexible, secure and easy way enough to buy a quality insurance that meets your needs and circumstances.

Life Insurance:

Scottish Widows life insurance is the best life insurance by which you can select cover that suits your needs. They offer a range of choices and your family will be financially helped if the worst happens. If you die or are diagnosed with a fatal illness Scottish Life Insurance cover pays out a lump sum.

It provides a flexible and comprehensive Scottish life insurance policy. Adding premium protection to your policy provides you more benefits. This safeguards your payments if you are unable to pay them and also it protects your benefit and your policy. Cover can be chosen or change according to your needs.

Scottish Widows Insurance provides following options to select cover that suit your policy:

Decreasing Cover – Your premium goes down with your debt and you need to pay for cover only
Increasing Cover – Your benefit increases with the Retail Price Index but does not increase as much as your premium
Level Cover – The benefit and the premium remain the same throughout the life of the policy
Critical Illness Cover – Scottish Widows Insurance pays out a lump sum if you are in a serious illness or injury condition

If you die or diagnosed with a fatal illness Scottish Widows Critical Illness Cover pays out a lump sum with tax free for your business, house and family's future. It also gives protection from wide range of illness occurred in the form of heart disease or cancer or total disability by means of payment.

Scottish Widows Insurance critical illness cover features:

Financial security for your family members in the event you suffer from a critical illness
A tax free lump sum payout if you fall ill with one of wide range of diseases specified by Scottish Widows Insurance
Single or joint cover
Children's critical illness cover included as standard
Scottish Widows Critical Illness Cover in conjunction with life insurance or as a stand alone policy