There used to be a time when insurance was limited to only life insurance and house insurance. But the modern insurance markets have expanded in a big way, and people are really being spoilt for choice when it comes to the variety of insurance policies. Nowadays you can look at getting coverage not just for yourself, your home, and your vehicles but also for your pets as well as for your travel and wedding plans.
HSBC Insurance is one of the top insurance providers in the world today. Here is a list of some of the policies being offered by HSBC Insurance.
HSBC Life Insurance
If cost-effective life insurance is what you are after,
HSBC Insurance has some great deals. You can look at a fixed-term life cover or you can use a life insurance policy to protect your mortgage. You can also look at availing of a level cover or a decreasing cover. The latter is generally used in the case of mortgage life insurance policies. You can also look at adding a critical illness cover. Plus, there is the LifeChoices option from HSBC Insurance. You can include covers like SicknessChoice and UnemploymentChoice to provide you monthly benefits if you are unable to work for some reason sometime in the future. A sale is on till 28 January 2008 where you could get huge discounts on your policies
Home Insurance
If you are looking through the home insurance policies that HSBC Insurance has on offer, keep in mind that you can choose to pay monthly premiums at no extra charge if you buy a policy before 31st March, 2008. Whether you are looking at only buildings cover or only contents cover or a policy that combines that two, you can get immediate cover from
HSBC Insurance. Their home insurance policies include the new-for-old replacements cover for contents though this does not hold for clothes and regular household items. One benefit is that
HSBC pays for your accommodation costs if your house is rendered uninhabitable for some reason.
HSBC Car Insurance
With car insurance having become mandatory, we cannot afford to drive around without a car insurance policy. However, we can look out for the best car insurance deals in the market, and HSBC insurance has some great deals on offer. If you are planning to switch from one
Car Insurance to a policy from HSBC Insurance, you will get a discount of £30. If you have a second or a third car, insure them with HSBC Insurance to get £50 off on the additional policies. Plus, you have access to benefits like courtesy cars if your vehicle goes in for repairs, cover of up to £5000 for personal accidents and of up to £500 per person who contracts injuries while in your car. Optional covers include breakdown cover, cover for legal expenses, and for making replacement locks in case the keys go missing.
In addition to these basic types of insurance,
HSBC Insurance also offers pet insurance, student insurance, and travel insurance at affordable rates. Look them up the next time that you are out policy hunting.